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New Zealand|5-10 years|
Regulated in New Zealand|Financial Service Corporate|MT4 Full License|Regional Brokers|Suspicious Overrun|Medium potential risk|


Rating Index

MT4/5 Identification

MT4/5 Identification

Full License

Server Name
ChangJiang-Demo MT4
Server Location United States




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No restriction on the broker account. Support service provided by WikiFX

Single Core



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Contact number

Chinese (Simplified)


Broker Information


Company Name

Chang Jiang Holdings Limited

Company Abbreviation


Platform registered country and region

New Zealand

Company website

Pyramid scheme complaint


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Warning: Low score, please stay away!
Previous Detection : 2024-04-19
  • This broker exceeds the business scope regulated by New Zealand FSPR(license number: 307646)Financial Service Providers Register Non-Forex License. Please be aware of the risk!

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CJ · Company Summary

Note: Regrettably, the official website of CJ, namely, is currently experiencing functionality issues.

CJ Review Summary
Founded 5-10 years
Registered Country/Region New Zealand
Regulation FSPR (Exceeded)
Business Scopes Currency exchange and transfer, domestic payments, secure international transfers, a lock-in service, cash services, and fund transfers.
Trading Platforms N/A
Minimum Deposit N/A
Customer Support Phone and email, QQ

What is CJ?

CJ, also known as CHANG JIANG CURRENCY EXCHANGE, is an established company in New Zealand that specializes in Chinese currency exchange and transfer services. With a focus on providing quality services, CJ ensures that customers receive the best exchange rates available. Through its close business connections with financial institutions such as banks, CJ is able to obtain favorable exchange rates directly from the source. This enables customers to enjoy competitive rates when exchanging currency.

It's important to note that CJ's business scope exceeds the regulations set by the FSPR non-Forex license and it has been exceeded. Besides, its website is inaccessible.


We would like to extend an invitation for you to read our upcoming article, which will provide a comprehensive evaluation of the broker from multiple perspectives. We will present the information in an organized and concise manner, delivering a thorough and easy-to-understand overview of the broker's key features. At the end of the article, we will summarize our findings to provide you with a comprehensive understanding of the broker.

Pros & Cons

Pros Cons
  • Various business scopes
  • FSPR (Exceeded)
  • No social media presence
  • Inaccessible website


  • CJ offers various business scopes beyond just currency exchange, providing customers with a wider range of services.


  • CJ has exceeded the guidelines set by the FSPR non-Forex license, which could potentially pose a risk to customers.

  • The company has no presence on social media, making it difficult for customers to connect with them through these channels and potentially hindering their ability to engage with customers on a wider scale.

  • A major concern regarding CJ is the inaccessibility of their official website. When a companys website is inaccessible, it can raise doubts about the reliability and legitimacy of their operations.

Is CJ Safe or Scam?

It is worth highlighting that CJ operates outside the regulatory boundaries defined by the New Zealand FSPR non-Forex license (license number: 307646). The unavailability of their official website also creates doubts about the dependability of their trading platform. These elements combine to increase the level of risk associated with investing in CJ.

These circumstances potentially expose customers to risks, and it is crucial to approach transactions with caution and perform comprehensive research. As with any investment, there will always be a certain degree of inherent risk, and traders should thoughtfully evaluate their choices before committing to any decisions.

exceeded FSPR license

Business Scopes

CJ offers a wide range of products and services for Chinese currency exchange and transfer, including major world currency exchange such as USD, GBP, CAD, EUR, HKD, NZD, SGD, and JPY, domestic payments, secure international transfers, a lock-in service to mitigate exchange rate risks, convenient cash services, and efficient electronic fund transfers.

Major World Currency Exchange: CJ provides currency exchange services for major global currencies, including the US dollar (USD), British Pound (GBP), Canadian dollar (CAD), Euro (EUR), Hong Kong dollar (HKD), New Zealand dollar (NZD), Singapore dollar (SGD), Japanese yen (JPY), among others. Customers can conveniently exchange their Chinese currency for these major currencies and vice versa.

Domestic Payments and International Transfers: CJ offers seamless solutions for both domestic and international transactions. Customers can make payments within China for various purposes, such as bill payments, online purchases, or transfers to family and friends. Additionally, CJ facilitates secure and efficient international transfers, allowing customers to send money to recipients in different countries.

Lock-in Service: To help customers mitigate the risks associated with exchange rate fluctuations, CJ provides a lock-in service. This service allows customers to lock in a specific exchange rate at the time of their transaction. By doing so, customers can maximize the protection of their interests during the process of currency exchange and remittance.

Cash Service: CJ offers convenient cash services for customers who prefer physical currency. Customers can exchange their Chinese currency for foreign cash, or vice versa. This service is particularly beneficial for individuals who require cash for travel or other reasons.

Electronic Transfer: CJ provides efficient electronic fund transfer services, enabling customers to easily send and receive money electronically. With this service, customers can conveniently transfer funds between different bank accounts, both domestically and internationally. It offers a secure and hassle-free way to manage financial transactions without the need for physical cash.

Amount Limits

In the process of exchange and remittance transactions, if the client is remitting money from an account, there is no limit on the amount of money that can be exchanged; if the client is delivering cash, the maximum amount plus the handling fee cannot exceed 10,000 Australian dollars. If the amount exceeds 10,000, the client must provide a cash source, either a bank receipt for cash withdrawal or a cash receipt for income.

Customer Service

Customers can get in touch with customer service lines using the information provided below:

Telephone: 4006051960

QQ: 3062967576, 2826010922



In summary, CJ is an established company operating in New Zealand. It specializes in Chinese currency exchange and transfer services. CJ offers competitive exchange rates obtained through close business connections with financial institutions.

However, it's worth noting that CJ's business scope exceeds the regulations set by the FSPR and its website is inaccessible. These factors contribute to a higher level of risk associated with investing in CJ. It is advisable for individuals to exercise caution and consider alternative options with stronger regulation and a more transparent trading environment.

Frequently Asked Questions (FAQs)

Q 1: Is CJ regulated?
A 1: No. Its license has been exceeded.
Q 2: How can I contact the customer support team at CJ?
A 2: You can contact via telephone: 4006051960, QQ: 3062967576 and 2826010922 and email:
Q 3: What business does CJ cover?
A 3: It covers Chinese currency exchange and transfer services, including major world currency exchange, domestic payments, international transfers, lock-in service, cash service, and electronic transfer.

Risk Warning

Online trading involves significant risk, and you may lose all of your invested capital. It is not suitable for all traders or investors. Please ensure that you understand the risks involved and note that the information provided in this review may be subject to change due to the constant updating of the company's services and policies.

In addition, the date on which this review was generated may also be an important factor to consider, as information may have changed since then. Therefore, readers are advised to always verify updated information directly with the company before making any decision or taking any action. Responsibility for the use of the information provided in this review rests solely with the reader.

User Reviews

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more than one year
This is a total scam and you should NOT invest via this company. The phone number on their website and email don’t even go to them! BEWARE OF THEM!!!
2022-12-13 15:56
more than one year
They have scammed me, then they disappeared, these jerks! They promised me that I will 100% gain profits. They cheated me, liars! There is no way for me to recover my funds…
2022-12-09 12:26
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