Meiji Yasuda

　　General Information & Regulation

　　Meiji Yasuda Asset Management Company Ltd. was established in 1986 as the core asset management company of Meiji Yasuda Life Group, and the company is committed to providing a diverse range of asset management services and products. The company is authorized and regulated by the Japan Securities Dealers Association, and its financial instrument operator number is Kanto Finance Bureau Director (Financial Instruments) No. 405. In addition, Meiji Yasuda is regulated by the Japan Financial Services Agency (FSA) under license number 8010401040306.

　　Market Instruments

　　Meiji Yasuda mainly provides investment advisory services and investment trust entrustment services to clients, covering domestic/foreign stocks, domestic/foreign bonds, real estate investment trusts (REITs), and other balanced funds.

　　About NISA Account

　　NISA is a small investment tax exemption system introduced in 2014. It is available to adults over 20 years of age living in Japan. The maximum purchase amount is 1.2 million yen per year, and the tax-free period is five years. Under this system, dividend income and transfer proceeds from publicly offered stock investment trusts and listed stocks are exempt from tax. Only one NISA account can be opened per person.

　　Meiji Yasuda Fees

　　Meiji Yasuda charges fees to clients when providing products and various services as needed during the transaction process. Fees for investment advisory contracts and discretionary investment contracts are calculated by multiplying the amount of contract assets (in principle, the average balance of market value assets) by a pre-determined fee rate. The fee rate varies depending on the nature of the contract with the client, the investment situation, etc. Other fees (including contingency fees) are charged on a case-by-case basis depending on investment objectives, management methods, services and other factors.

　　Meiji Yasuda Risks

　　Each financial product is subject to the risk of loss from various causes. In the case of foreign stocks/bonds, for example, they are subject to the risk of price fluctuations due to changes in indices such as stock prices, interest rates and exchange rates. The risk that the principal of assets under management will be reduced due to the bankruptcy or deterioration of the financial condition of the issuer of stocks and bonds. In some cases, transactions may encounter the risk of loss of principal or excess principal.

　　Customer Service

　　Meiji Yasuda assigns each client a clearly identified responsible person who will deal directly with each client's request. In addition to monthly and quarterly investment reports, the company will provide ad hoc reports upon request. In addition, Meiji Yasuda will hold regular investment status meetings (in principle quarterly) to report to clients on the current status of assets under management, investment performance, investment behavior, market outlook and future investment policies.

　　Robo-Advisor

　　Robo-Adviser is a new-age financial technology service provided by Meiji Yasuda to its clients. Generally, clients only need to answer 5 questions and make a diagnosis through Roboad. Subsequently, Robo-Adviser can provide guidance on asset allocation, principal loss probability, investment trust selection, etc. based on their actual situation and requirements. There is no fee for this service.