Registered in	Cyprus
Regulatory status	ASIC, CYSEC, FSA, FSC and DFSA
Year(s) of incorporation	10-15 years
Market instruments	Currency pairs, stocks, commodities, precious metals, energies, indices...
Minimum initial deposit	$5
Maximum leverage	1:1000
Minimum spread	From 0.6 pips
Trading platform	MT5, MT4, own platform
Deposit and withdrawal methods	credit or debit card, Paypal, Skrill Moneybookers, Neteller, WebMoney, CashU, GiroPay
Customer Service	Email/phone number/address/live chat
Fraud allegations	Not yet

It is important to note that the information provided in this review may be subject to change due to the constant updating of the company's services and policies. In addition, the date on which this review was generated may also be an important factor to consider, as information may have changed since then. Therefore, readers are advised to always verify updated information directly with the company before making any decision or taking any action. Responsibility for the use of the information provided in this review rests solely with the reader.

In this review, if there is a conflict between the image and the text content, the text content should prevail. However, we recommend that you open the official website for further consultation.

Pros and cons of XM

Pros:

• Wide variety of financial instruments to operate.

• It offers popular platforms such as MT4 and MT5, as well as its own APP.

• Demo account available to practice before trading with real money.

• It offers educational resources such as market analysis, economic calendars and courses.

• 24/7 customer service via live chat, email and telephone.

Cons:

• The $10,000 minimum deposit for the stock account may be prohibitive for some traders.

• Spreads on some accounts may be higher than those offered by other brokers.

• Commissions are applied to the share account.

• The maximum leverage of 1:1000 may increase risk for inexperienced traders.

• Regulation in Cyprus may be less stringent than in other European countries.

What type of broker is XM？

Dimension	Advantages	Disadvantages
Broker Model	XM offers tight spreads and fast execution due to its Market Making model.	As a counterparty to its clients' operations, XM has a potential conflict of interest that can lead to decisions that are not in the best interest of its clients.

XM is a Market Making (MM) broker, which means that it acts as a counterparty to its clients in trading operations. That is, instead of connecting directly to the market, XM acts as an intermediary and takes the opposite position to its clients. As such, it can offer faster order execution speed, tighter spreads and greater flexibility in terms of offering leverage. However, this also means that XM has a certain conflict of interest with its clients, as their profits come from the difference between the bid and ask price of assets, which could lead to them making decisions that are not necessarily in the best interest of their clients. It is important for traders to be aware of this dynamic when trading with XM or any other MM broker.

Regulation

Regulation is a key dimension to consider when choosing a forex broker, as it offers some protection to the client in terms of security of funds, transparency and fairness of operations. XM is a Cyprus registered company and regulated by several major regulatory bodies, including ASIC, CYSEC, FSA, FSC and DFSA.

ASIC is the Australian Financial Services Authority and is responsible for regulating the financial sector in Australia. CYSEC is the Cyprus Securities and Exchange Commission and is the financial regulatory authority in Cyprus. The FSA is the Financial Services Authority of the United Kingdom and regulates the financial sector in the United Kingdom. The FSC is the Financial Services Commission of Mauritius, which regulates the financial sector in Mauritius. The DFSA is the Dubai Financial Services Authority and is the financial regulatory authority in Dubai.

Multi-entity regulation provides greater customer protection, as it means that the broker is subject to multiple sets of regulations and standards. In addition, this can enhance the broker's reputation in the industry.

In summary, XM is a forex broker regulated by several entities, which provides clients with greater protection and transparency in their operations.

XM General Information

XM is a Forex and CFD broker based in Cyprus and regulated by several internationally renowned financial authorities, including ASIC, CYSEC, FSA, FSC and DFSA. It offers a wide variety of financial instruments, including cryptocurrencies, stocks, metals, currency pairs, indices, energies, etc. Clients have access to several trading platforms, including MT4, MT5 and the XM mobile app, and can choose from four different account types. XM also offers a free demo account, educational resources and 24/7 customer support.

In the following article, we will analyze the characteristics of this broker in all its dimensions, offering you easy and well-organized information. If you are interested, read on.

Market instruments

Advantages	Disadvantages
Wide range of financial instruments to choose from	It can be overwhelming for new or inexperienced traders.
Traders can diversify their portfolio	Some financial instruments may have limited liquidity
Opportunities to take advantage of different markets	Traders may need to perform additional analysis of the different markets and their influencing factors.
Greater flexibility to implement different strategies	Some traders may not be interested in certain financial instruments.

XM offers its traders a wide variety of over 1000 financial instruments, including cryptocurrencies, stocks, metals, currency pairs, indices, energies and more. This variety allows traders to diversify their portfolios and take advantage of different markets to implement different trading strategies. Traders also have the flexibility to choose from a wide range of financial instruments and select the ones that best suit their trading preferences and objectives. However, for some new or inexperienced traders, the variety of financial instruments can be overwhelming, and some instruments may have limited liquidity, which can make trading them difficult.

Spreads and commissions for trading with XM

Advantages	Disadvantages
Low Spreads	Spreads can be higher during periods of high volatility
No commissions charged on the first three accounts	A commission is charged on the share account.
Highly leveraged accounts	Spreads may vary according to account type and time of day.

In terms of spreads and commissions, XM offers low spreads on the first three commission-free accounts. However, during periods of high volatility, spreads may be higher. On the equity account, a commission is charged in addition to the spreads. The accounts offer high leverage, which means that investors can trade significantly more money than they have in their account. Spreads can vary by account type and time of day, so investors should keep an eye out for changes. In general, XM offers competitive spreads and account options to suit different investment levels.

Trading accounts available at XM

Advantages	Disadvantages
Low minimum deposit accounts	The share account has a high minimum deposit
Offers account options for different investment levels	A commission is charged on the share account.
No commissions charged on the first three accounts	There is no leverage in the share account.
High leverage on the first three accounts	The ultra low account has higher spreads than other accounts.

XM offers a variety of account types to suit different investment levels. The micro, standard and ultra low accounts have no high minimum deposit and no commissions are charged. The ultra low account has higher spreads than the other accounts, but the goal is to offer even lower spreads than those offered in the micro and standard accounts. The stock account has a minimum deposit of $10,000 and a commission is charged. No leverage is offered on the share account, which means investors must invest the full amount of their trade. In general, XM offers account options for different investment levels.

The XM demo account is an excellent tool for novice traders or those who wish to test new trading strategies without risking their capital. The demo account comes with a virtual trading platform that replicates live trading conditions and can be accessed from any device. Traders can practice their trading skills and familiarize themselves with the financial instruments available at XM without having to risk their money. In addition, the XM demo account has no time restrictions, which means that traders can use it for as long as they need before they start trading with a live account. Overall, the XM demo account is a valuable tool for those who wish to improve their trading skills before getting involved in live trading.

Account Opening

XM, is a broker, which has an account opening with a minimum deposit of $5. The steps for account opening

How can you open an XM Broker account？

Currently, there are numerous online brokers on the market, where you can trade forex, CFDs. Each of them offers a variety of trading accounts, in a simple and fast way, where there are brokers that have an easier registration process. Below are the steps to follow for opening an XM Broker account:

a) Fill in your personal data and address in the online registration form.

b) Usually, you have to choose the leverage, to comply with regulatory bodies, in this broker does not meet the regulatory parameters. So be careful.

c) Upon completion, it is recommended to read, agree and accept the terms and conditions of the contract.

d) Sending documentation, there are brokers that request documentation, in this case, the company does not indicate the requirement of the same.

e) Proof of identity, you must send a scanned document proving your identity, e.g. passport, ID card or driver's license. Must be valid

f) Proof of Address: as to the veracity of the address, a scanned copy of the current utility bill verifying the address must be provided.

g) Make initial deposit: each Broker establishes its minimum deposit, for the opening of the trading account it offers.

h) Upon completion of the registration process, you have access to the client area with the Broker.

Operating platform offered by XM

Advantages	Disadvantages
It offers the popular MT4 and MT5 platforms, which are widely used by traders around the world.	XM's proprietary trading platform may have fewer features than MT4 and MT5.
MT4 and MT5 offer extensive customization possibilities and a wealth of technical indicators and analysis tools.	The learning curve can be steep for beginners using MT4 and MT5.
The XM mobile app is easy to use and is available for both iOS and Android.	Users may have trouble switching from one platform to another if they are used to a particular one.

XM offers its clients a selection of trading platforms, including the popular MT4 platform and its successor, MT5. In addition, the company has also developed its own custom trading platform for those looking for something different. Both platforms offer a wide variety of technical indicators, analysis tools and customization possibilities. XM's mobile app is also easy to use and is available on iOS and Android. However, for those who are comfortable with a particular platform, it may be difficult to switch to another platform. Beginners may also find the MT4 and MT5 learning curve steep, although the customization possibilities and variety of analysis tools may make it worth the effort. Overall, XM offers a solid selection of trading platforms to meet the needs of all traders.

XM also offers a series of instructional videos, such as this one from its YouTube channel, on how to open an account using MT4.

XM maximum leverage

Advantages	Disadvantages
Enables operators to expand their investment capacity	Significantly increases the risk of loss
Possibility of obtaining higher profits with less capital	Requires greater knowledge and experience of the market
Allows diversification of the portfolio with larger positions	Lack of proper management can lead to large losses
Greater flexibility to operate different instruments	Increased exposure to the risk of market fluctuations

Leverage is an important tool in Forex trading that allows traders to have greater exposure to the market with limited capital. At XM, the maximum leverage offered is 1:1000, which means that for every $1 of capital, the trader can control up to $1000 in the market. This can be attractive to traders looking to maximize their profits with less capital.

However, it is also important to note that high leverage carries a higher risk of loss. If the market moves against the trader's position, losses can be significant. That is why it is important for traders to have proper risk management and understand the risks associated with trading with leverage before trading XM.

Deposit and Withdrawal: methods and fees

In XM deposits and withdrawals are made from the user's site, and is functional on mobile devices can use mobile trading.

There are brokers that accept bank transfers and credit or debit card payments. Some brokers offer greater facilities by implementing the possibility of payment through electronic means of payment such as Paypal, Skrill Moneybookers, Neteller, WebMoney, CashU, GiroPay, etc.

XM Education

Advantages	Disadvantages
Wide variety of educational resources, including market analysis, economic calendars, signals and online courses.	Not all educational resources are available in all languages.
Offers trading tools and videos to help traders improve their skills.	The quality of educational resources may vary depending on the trader's level of experience.
Offers regular webinars and online seminars.	Some educational resources may not be up to date with the latest market developments.

XM strives to provide a wide variety of educational resources to help their clients improve their trading skills. They offer a wide range of tools and resources, such as market analysis, economic calendars, signals and online courses. In addition, XM regularly offers webinars and online seminars, which are an excellent way to learn from experienced traders and gain a better understanding of the markets. However, not all educational resources are available in all languages and the quality of educational resources may vary depending on the trader's level of experience. In addition, some educational resources may not be up to date with the latest developments in the markets, so traders should be careful in selecting the resources they use. Overall, XM makes a solid effort to provide a variety of useful educational resources for its clients.

XM Customer Service

Advantages	Disadvantages
Live chat available 24/7	No toll-free number
Multilingual customer service
Registered address provided on the website	No estimated response time is mentioned
E-mail available for inquiries	No fax support
International phone numbers available	No callback service available

XM excels in its customer service by providing a live chat available 24 hours a day, which means that customers can get real-time help at any time. In addition, XM's website offers the company's registered address, which provides greater transparency and confidence to the customer. Multi-language customer support is also a significant advantage for international customers. In addition, XM provides an international e-mail address and phone numbers for support inquiries. However, a disadvantage is the lack of a toll-free number, as well as the lack of social media and fax support. In addition, there is no mention of an estimated response time for support inquiries and no callback service is offered.

Conclusion

Overall, XM is a well-regulated and secure company that offers a wide range of financial instruments and a good variety of accounts. Its focus on customer education and 24/7 multilingual support is also a big plus. Disadvantages include floating spreads that can be higher than the competition and the lack of a proprietary trading platform. Overall, XM is a good choice for those looking for a regulated broker with a wide range of products and customer support services.

Frequently asked questions about XM

• Question: Is XM a regulated company？

• Answer: Yes, XM is regulated by multiple agencies such as ASIC, CYSEC, FSA, FSC and DFSA.

• Question: What are the account types offered by XM？

• Answer: XM offers four account types: micro account, standard account, ultra low account and share account.

• Question: What is the minimum deposit required to open an XM account？

• Answer: The minimum deposit required for the first three accounts (micro account, standard account and ultra low account) is $5, while for the share account it is $10,000.

• Question: What trading platforms does XM offer？

• Answer: XM offers the most popular trading platforms in the industry: MT4 and MT5, as well as its own mobile application.

• Question: What is the maximum leverage offered by XM？

• Answer: The maximum leverage offered by XM is 1:1000.

• Question: Does XM offer a demo account？

• Answer: Yes, XM offers a demo account for clients to practice without risking their own money.

• Question: What educational resources does XM offer？

• Answer: XM offers a wide range of educational resources such as market analysis, economic calendars, trading signals, tools, videos, courses and webinars.

Aspect	Information
Registered Country/Area	Japan
Founded year	2005
Company Name	Matsui Securities Co., Ltd.
Regulation	Regulated in Japan
Minimum Deposit	Not specified
Maximum Leverage	Not specified
Spreads	Not specified
Trading Platforms	Japanese Equity App, U.S. Stocks App, Investment Trust App, Forex App, Futures OP App, Netstock High Speed, FX Trader Plus
Tradable assets	Japanese stocks, US stocks, mutual funds, FX, futures/options, NISA/Tsumitate NISA, iDeCo, Japanese equities products, MMF, ETFs/REITs
Account Types	Not specified
Demo Account	Not specified
Customer Support	Email: kouza-kaisetsu@matsui.co.jp
Payment Methods	Netlink Deposit, Deposit Transfer, Time Deposit, Bank Transfer Deposit
Educational Tools	“Learn to Invest” program

Overview of Matsui

Matsui Securities Co., Ltd. is a regulated brokerage firm based in Japan. It holds a Retail Forex License and operates under the jurisdiction of the Kanto Local Finance Bureau. The company has been in operation for 15-20 years and has a good capital ratio, indicating its financial stability. Matsui Securities has established partnerships with various financial institutions, including NatWest, XTX Markets, Deutsche Bank AG, HSBC, Morgan Stanley, and others.

Matsui Securities offers a range of investment products and services. It provides access to the Japanese stock market, allowing investors to trade stocks listed on Japanese exchanges in real-time. Additionally, the company offers the opportunity to trade US stocks, mutual funds, foreign exchange, futures, options, NISA/Tsumitate NISA accounts, iDeCo retirement savings plans, Japanese equities products, money market funds, and ETFs/REITs.

To open an account with Matsui Securities, interested individuals can visit the company's website and follow the account opening process. The brokerage charges fees and commissions based on the specific trading services and products used. Deposit and withdrawal options are available through methods such as Netlink Deposit, Deposit Transfer, Time Deposit, and Bank Transfer Deposit.

Matsui Securities provides a range of trading platforms, including smartphone apps dedicated to Japanese stocks, US stocks, investment trusts, and forex trading. It also offers platforms for futures and options trading, as well as PC/tablet-based platforms for comprehensive trading features.

Overall, Matsui Securities Co., Ltd. is a regulated brokerage firm in Japan, offering a variety of investment options and trading services to investors.

Pros and Cons

Matsui Securities Co., Ltd is a financial institution that offers a range of investment services in Japan. While Matsui Securities has certain advantages, it also has some limitations to consider. On the positive side, Matsui Securities is regulated by the Financial Services Agency, ensuring compliance with financial regulations. Additionally, the company holds a Retail Forex License and provides access to Japanese and US stocks, facilitating diversification. Matsui Securities also offers tax-advantaged investment accounts, such as NISA and iDeCo, and various deposit and withdrawal options. However, it is important to note that the company has limited information available on its website and email address, and there is a lack of transparency regarding fees, commissions, and withdrawal details. The contact options are limited to email, and there is limited information about customer support. The company's trading platforms and capital ratio also have limited details. To summarize, while Matsui Securities offers certain benefits, prospective customers should carefully evaluate its limitations before making investment decisions.

Pros	Cons
Regulated by the Financial Services Agency in Japan	Limited information available about the company's website and email address
Holds a Retail Forex License	No information provided about the expiry date of the license
Offers access to Japanese and US stocks	Lack of transparency regarding fees and commissions for different services
Provides tax-advantaged investment accounts (NISA and iDeCo)	Limited contact options (only email provided)
Wide range of Japanese equities products and trading services	No information about withdrawal fees and limits
Various deposit and withdrawal options	Limited details about the trading platforms offered

Is Matsui Legit？

Based on the information provided, Matsui Securities Co., Ltd. (松井証券株式会社) is regulated by the Financial Services Agency in Japan. It holds a Retail Forex License and is regulated under the jurisdiction of the Kanto Local Finance Bureau (関東財務局長(金商)第164号). The effective date of the license is September 30, 2007.

However, there is no information available regarding the expiry date, website, or email address of Matsui Securities Co., Ltd. The company's address is located in Chiyoda-ku, Tokyo, at 1-4 Kojimachi. The phone number provided for the licensed institution is 0352160606.

Market Instruments

Japanese stocks:

Matsui Securities provides investors with access to the Japanese stock market, allowing them to trade stocks listed on Japanese exchanges through spot trading. This enables investors to buy and sell shares of Japanese companies in real-time, taking advantage of market movements.

US stocks:

In addition to Japanese stocks, Matsui Securities also offers investors the opportunity to trade US stocks. This means that investors can access major US stock exchanges and trade shares of American companies, providing diversification and exposure to international markets.

Mutual fund:

Matsui Securities offers mutual funds as an investment option. Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other assets. By investing in a mutual fund, investors can gain exposure to a wide range of securities, managed by professional fund managers.

FX (Foreign Exchange):

Matsui Securities facilitates foreign exchange trading, allowing investors to trade currencies. Foreign exchange trading involves buying and selling different currencies with the aim of profiting from fluctuations in exchange rates. This service provides opportunities for investors to engage in currency speculation and hedge against foreign exchange risks.

Futures/Options:

Matsui Securities offers futures and options trading. Futures contracts are agreements to buy or sell assets at a predetermined price and date in the future, while options contracts provide the right, but not the obligation, to buy or sell assets. These derivative instruments allow investors to speculate on price movements and manage risk in various financial markets.

NISA/Tsumitate NISA:

Matsui Securities provides the NISA (Nippon Individual Savings Account) and Tsumitate NISA services. These are tax-advantaged investment accounts in Japan that encourage long-term investing by offering tax exemptions on capital gains and dividends. Investors can contribute to these accounts annually and invest in various financial products.

iDeCo:

Matsui Securities offers the Individual Defined Contribution Pension (iDeCo) system. iDeCo is a retirement savings plan in Japan that provides tax advantages for individuals. It allows investors to contribute a portion of their income towards retirement and invest in a range of financial instruments, aiming to grow their retirement savings.

Japanese equities Products and trading services:

Matsui Securities provides a wide array of Japanese equities products and trading services. This includes offerings such as initial public offerings (IPOs) and public offerings (POs), which allow investors to participate in the primary market and buy shares of newly listed companies. Additionally, the company provides stock lending services, off-auction distribution, PTS (Proprietary Trading System) for alternative trading, and other services related to Japanese equities.

MMF (Money Market Funds):

Matsui Securities offers money market funds, which are low-risk investment vehicles that invest in short-term, highly liquid assets such as Treasury bills, commercial paper, and certificates of deposit. Money market funds provide investors with a relatively stable investment option and easy access to cash.

ETFs/REITs:

Matsui Securities offers exchange-traded funds (ETFs) and real estate investment trusts (REITs). ETFs are investment funds that trade on stock exchanges, tracking the performance of a specific index or sector. REITs, on the other hand, allow investors to pool their money to invest in a portfolio of income-generating real estate properties. These investment options provide diversification and exposure to different asset classes.

Pros	Cons
Access to Japanese stock market	Limited information about the company's website and email address
Facilitates foreign exchange trading	No information provided about fees and commissions
Offers iDeCo retirement savings plan	Limited contact options (only email provided)
Provides NISA and Tsumitate NISA services	Limited information about the company's capital ratio and influence

How to Open an Account？

To open an account with Matsui Securities, you can follow these steps:

1. Visit the Matsui Securities website and click on the “口座開設(無料)account opening” link, which means “Account Opening (Free)”.

2. Depending on your customer type, choose the appropriate option. Matsui Securities offers account opening for private customers, minors, and corporate customers.

3. On the website, you can find a flowchart explaining the steps involved in the account opening process. This will give you an overview of the entire procedure.

4. If you are interested in opening a NISA account, there is a separate section where you can check the process specific to NISA accounts.

5. Prepare the necessary documents for account verification, such as your My Number verification documents and separate identity verification documents.

6. In Step 1 of the application process, you will be prompted to select the application method. Follow the instructions provided on the website.

7. In Step 2, you will need to register your email address as part of the application process.

8. Once you complete Step 3, your email address registration will be considered completed, and the application process will be finished online. You will be able to start trading within as little as three days.

9. Alternatively, you can choose to apply by mailing the application form provided by Matsui Securities. In this case, the process may take around one week.

10. Matsui Securities will send you the necessary application form based on the information you have entered during the online application process.

Fees & Commissions

Physical Trading: The commission for physical trading is determined by the total daily contract price of the exchange and PTS trading. The fee is fixed within certain ranges based on the total daily contract price, irrespective of the trading volume.

Japanese Stocks Spot Trading: The fees for spot trading and margin trading are determined by the total contract price for one day. The fees are fixed and do not depend on the trading frequency. There are different fee tiers based on the total contract price, ranging from 0 yen to 100,000 yen for individuals aged 26 and above.

Margin Trading: Margin trading fees depend on the total contract price for one day. There are different fee tiers based on the total contract price, ranging from 0 yen to 100,000 yen for individuals aged 26 and above. There are also specific commission systems for margin trading with a NISA account, trading less than one unit of shares, buying off-auction shares, and telephone transactions.

Improvement Success Fee: When the contract price improves, an improvement success fee is charged, which is calculated as 30% (33% including tax) of the improved contract price. There is no minimum commission for this fee.

IPO and PO: There is no purchase fee for IPO (Initial Public Offering) and PO (Public Offering/Secondary Offering). However, a fee will be charged at the time of sale.

Off-Auction Distribution: There is no purchase fee for off-auction distribution, but a fee will be charged at the time of sale.

Fractional Shares: A fee of 0.5% (0.55% including tax) of the contract price is charged for fractional shares. There is no minimum commission for this fee, and transactions over the phone have a different fee structure.

Profit and Loss Accounting Support Service: A fee of 2 times (2.2 times including tax) the contract price is charged for the Profit and Loss Accounting Support Service. The minimum fee is 4,950 yen (tax included).

US Stocks: Trading fees for US stocks are determined based on the contract price per trade. The fee is 0.45% (0.495% including tax) of the contract price, with a minimum fee of USD 0 and a maximum fee of 20 USD (22 USD including tax).

Mutual Fund: There is no purchase fee for mutual funds.

FX: There is no commission fee for FX trading.

Futures and Options Trading: Fees for futures and options trading vary depending on the specific contracts. The fees are calculated based on the contract price and range from 0.04% to 1.5% (including tax), with minimum fees ranging from 1,100 yen to 11,000 yen (tax included).

NISA/Tsumitate NISA: There is no trading commission fee for NISA and Junior NISA accounts. There is also no purchase fee for investment trusts within these accounts.

Telephone Transaction Fee: A fee is charged for each contract in telephone transactions. The fees vary depending on the type of transaction, such as Japanese stocks, improvement success fee, fractional shares, and futures and options trading.

Pros	Cons
Transparent fee structure for physical trading, Japanese stocks spot trading, and margin trading	Lack of information about fees for specific types of transactions
No commission fee for FX trading	Limited details about fees for IPO and off-auction distribution
No purchase fee for mutual funds	Lack of information about trading commission fees for NISA and telephone transactions
Reasonable fee tiers based on the total contract price for various trading services	No information about fees for profit and loss accounting support service
No minimum commission for improvement success fee	Limited details about fees for futures and options trading

Deposit & Withdrawal

Deposit and withdrawal options at Matsui Securities are available to investors through four different methods: Netlink Deposit, Deposit Transfer, Time Deposit, and Bank Transfer Deposit. These options allow for transactions without any additional charges.

Net Link Deposit is a service that facilitates real-time transfers from a bank account to a securities account. It can be accessed through various platforms such as the customer site, smartphone site, Japan stock app, and stock touch. The service is available during specified hours, and it supports transactions with multiple financial institutions including Japan Post Bank, Mizuho Bank, Bank of Mitsubishi UFJ, and Sumitomo Mitsui Banking Corporation.

Raku-Raku Transfer Deposit enables instant transfers and deposits to a securities account by establishing an account transfer contract with a partnering financial institution. This service can be accessed through the customer site, smartphone site, Japan stock app, and stock touch. The supported financial institutions include Mizuho Bank, Mitsubishi UFJ Bank, Sumitomo Mitsui Banking Corporation, and Japan Post Bank. The transfer deposit limit ranges from 10,000 yen to less than 100 million yen.

For recurring deposits, investors can opt for the Regular Deposit service. This service automatically withdraws a specified amount from a linked financial institution account on the 27th of each month (or the next business day if it falls on a holiday) and deposits it into the securities account five business days later. Account registration for withdrawal needs to be completed at least 8 business days before the withdrawal date. Various platforms such as the customer site, investment trust customer site, and investment trust app support recurring deposits, and investors can choose from over 100 available financial institutions across Japan.

Bank Transfer Deposit allows customers to transfer funds from an ATM or a counter of a financial institution to a dedicated bank account specified by Matsui Securities. This method ensures secure transactions by utilizing the established banking infrastructure.

In terms of withdrawals, Matsui Securities offers two options. Withdrawals made after the next business day are free of charge, while instant withdrawals incur a procedure fee of 300 yen (including tax). The timing of reflection and withdrawal limits depend on the reception time and vary between next business day and immediate availability. The withdrawal minimum amount is 1,000 yen for withdrawals after the next business day and 10,000 yen or more for instant withdrawals. Customers can make up to 5 instant withdrawals per day, with a maximum limit of 2 million yen per day.

Pros	Cons
Multiple deposit methods available (Netlink, Raku-Raku, etc.)	Limited information about withdrawal processing times and limits
Automatic recurring deposit option available	Instant withdrawals incur a procedure fee
No additional charges for deposit and withdrawal transactions	Limited details about the withdrawal minimum amount
Wide range of supported financial institutions	Limited number of instant withdrawals allowed per day

Trading Platforms

Matsui Securities offers a range of trading platforms tailored to meet various investment needs. These platforms are designed to provide essential functions and features for trading. Let's explore each platform briefly:

1. JAPANESE EQUITY APP: Matsui Securities' Japanese Equity App is a smartphone application that focuses on Japanese stock trading. It offers users access to market price information, charts, news reports, order placement, stock search, corporate information, IPO information, shareholder benefits, and a personalized user page. The app boasts a user-friendly interface and comprehensive features, allowing users to gather information and execute trades with ease.

2. U.S. STOCKS APP: The U.S. Stocks App by Matsui Securities is dedicated to trading U.S. stocks. It provides real-time stock price information, charts, news reports, order placement, stock search, and a personalized user page. The app is designed to be easily understandable, making it suitable for users who are new to trading U.S. stocks. It ensures a confident trading experience with its user-friendly interface.

3. INVESTMENT TRUST APP: Matsui Securities' Investment Trust App offers all the necessary functions for investing in mutual funds. Users can access market price information, place orders, search for funds, and manage their investments through their personalized user page. The app allows beginners to start their investment journey with ease, as it enables investing in funds starting from 100 yen.

4. FOREX APP: The Forex App provided by Matsui Securities caters specifically to trading in the foreign exchange market. It offers market price information, charts, news reports, and order placement features. The app also includes a personalized user page for managing trades. Notably, it incorporates features like “Speed Order” for quick order placement and “Chart Speed Order” for placing orders while viewing the chart.

5. FUTURES OP APP: Matsui Securities' Futures OP App supports futures and options trading. It provides market price information, charts, news reports, order placement, stock search, and a personalized user page. The app is designed with an intuitive and user-friendly interface, allowing users to easily gather information and execute trades.

6. For PC/tablet: In addition to the mobile trading platforms, Matsui Securities also offers a computer-based platform called “Netstock High Speed” and the “FX Trader Plus” platform exclusively for Forex trading. These platforms provide features for checking exchange rates, charts, order placement, and analysis.

Pros	Cons
Multiple specialized apps for different types of trading	Limited information available about platform features
User-friendly interfaces for ease of use	Lack of transparency regarding platform fees and charges
Access to real-time market price information, charts, and news reports	Limited customization options for personalized user experience
Order placement and stock search functionalities	Insufficient information about available analysis and research tools
Personalized user pages for managing investments and trades	Limited information about customer support and assistance
“Speed Order” and “Chart Speed Order” features for quick trading	No information about platform compatibility with different operating systems
Computer-based platforms for desktop and tablet users with additional features	Limited details about the platform's security measures and data protection

Educational Resources

Matsui provides a range of educational resources to support individuals who are interested in learning about investment and Japanese stocks. One such resource is the “Learn to Invest” program, which caters to beginners looking to understand the basics of investing. The program covers topics such as the fundamentals of Japanese stocks, the first installment investment process, and information about seminars that delve deeper into investment strategies. Another valuable resource offered by Matsui is the contribution of Mr. Takeuchi, who shares his expertise through the “Let's Learn about Investment” initiative. This initiative provides insights into various aspects of investment, including how to choose suitable stocks for investment. Matsui also emphasizes the importance of integrating investment knowledge into one's lifestyle, offering resources that demonstrate how to incorporate investment practices seamlessly. Additionally, the company introduces first-time shareholder benefits, enabling individuals to explore the perks of owning stocks for the first time. For those seeking information on specific brands or stores, Matsui provides resources that highlight the company names associated with various investment opportunities. Moreover, Matsui emphasizes the appeal of high dividend stocks, providing insights and guidance on how to identify these potential investments. Lastly, Matsui offers a Q&A section specifically tailored to investment beginners, providing a simple and comprehensive collection of commonly asked questions to support their learning journey.

Customer Support

Matsui Securities provides customer support services through different channels based on the account holders' status. For individuals who already have an account with Matsui Securities, they can enjoy free customer support by calling the dedicated hotline at 0120-953-006 or using IP phone at 03-6387-3666. The customer support service is available on weekdays from 8:30 to 17:00.

For those who do not have a Matsui Securities account, there is a separate hotline at 0120-021-906, and an alternative contact number for IP phone users at 03-6387-3601. This customer support service is also available on weekdays from 8:30 to 17:00.

To learn more about the stock trading consultation services provided by Matsui Securities, individuals can contact kouza-kaisetsu@matsui.co.jp for further information.

Conclusion

Matsui Securities Co., Ltd. is a regulated company in Japan, holding a Retail Forex License under the jurisdiction of the Kanto Local Finance Bureau. While it has a good overall score, there are some disadvantages to consider. The lack of available information regarding the expiry date, website, and email address raises concerns about transparency and communication. Additionally, the absence of specific details about fees and commissions may make it difficult for potential clients to assess the costs associated with trading. However, Matsui Securities provides a variety of market instruments, including access to Japanese and US stocks, mutual funds, foreign exchange trading, futures/options, tax-advantaged accounts, and Japanese equities products. The company offers a range of trading platforms, tailored to different investment needs. It is important for individuals considering Matsui Securities to conduct further research and carefully evaluate the available information before making a decision.

FAQs

Q: Is Matsui Securities Co., Ltd. regulated？

A: Yes, Matsui Securities Co., Ltd. is regulated by the Financial Services Agency in Japan and holds a Retail Forex License.

Q: What is the capital ratio of Matsui Securities？

A: Matsui Securities has a great capital ratio, indicating its financial strength and stability.

Q: How many brokers does Matsui Securities compare to？

A: Matsui Securities compares to three brokers.

Q: What are the market instruments offered by Matsui Securities？

A: Matsui Securities offers Japanese stocks, US stocks, mutual funds, FX (Foreign Exchange), futures/options, NISA/Tsumitate NISA, iDeCo, MMF (Money Market Funds), and ETFs/REITs.

Q: How can I open an account with Matsui Securities？

A: To open an account with Matsui Securities, you can visit their website and follow the account opening process specific to your customer type. The process can be completed online or through mailing the application form.

Q: What are the fees and commissions associated with trading on Matsui Securities？

A: The fees and commissions vary depending on the type of trading. For example, Japanese stocks spot trading and margin trading have fixed fees based on the total contract price. FX trading has no commission fees. It is recommended to refer to Matsui Securities' fee schedule for detailed information.

Q: What deposit and withdrawal options are available at Matsui Securities？

A: Matsui Securities offers Netlink Deposit, Deposit Transfer, Time Deposit, and Bank Transfer Deposit options for transactions without additional charges.

Q: What are the trading platforms provided by Matsui Securities？

A: Matsui Securities offers various trading platforms, including the Japanese Equity App, U.S. Stocks App, Investment Trust App, Forex App, Futures OP App, as well as PC/tablet platforms like “Netstock High Speed” and “FX Trader Plus.”

Q: What educational resources does Matsui Securities provide？

A: Matsui Securities offers educational resources, including the “Learn to Invest” program, to support individuals interested in learning about investment and Japanese stocks.