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Manulife does not offer demo accounts for any of its products, as it focuses on long-term financial services rather than short-term trading. From my perspective, the absence of demo accounts is a drawback for those who want to practice before investing real capital. However, Manulife’s offerings are geared more toward insurance, retirement, and savings rather than speculative trading, so individuals looking for manulife investments should carefully review the product offerings before committing to any plan.